Howin Development Company Ltd is a Cyberport Incubation Alumni Company. We are a FinTech company devoted to bring Fintech solutions to insurance, transportation, commercial vehicles & fleet management.
One of our recent initiatives is the HKSafeDrive program, which aim to bring technology into personalised Motor insurance, by using our Driving Behaviour Assessment tools, we aim to bring rewards to good drivers, as well as bringing a safer Hong Kong Road.
Our Solution
HKSafeDriver is a comprehensive risk assessment solution of commercial vehicle for bank and insurance company. We assess the premium of commercial vehicle by adding the data and analytics relating to drivers conviction report and driver behavior record. That is more efficient than merely using condition of vehicle and the claim history of vehicle owner.
Our comprehensive risk assessment basis includes
the following additional elements